What’s the difference between a mortgage adviser and going directly to a bank?
Looking for a mortgage? You’ve probably asked yourself: “Should I go straight to my bank, or use an adviser instead?”.
01.09.2025
Buying in the UK? Start Here.
Expert articles, simple advice, and step-by-step guides for buying property in the UK.
What documents do I need to apply for a mortgage in the UK?
Thinking about getting a mortgage, but not sure what paperwork you need? You’re not alone. This is one of the most common (and confusing) questions we hear from clients. In this article, we’ll break it down into a clear, simple checklist: whether you’re employed, self-employed, buying with family, or new to the UK. 1. What ... What documents do I need to apply for a mortgage in the UK?
22.08.2025
How much deposit do I need to buy a home in the UK?
If you’re thinking about buying your first home in the UK, one of the first (and biggest) questions is: how much deposit do I need? The short answer: at least 5 %. But the full picture depends on your situation — and how soon you want to get your keys. In this article, we’ll break ... How much deposit do I need to buy a home in the UK?
18.07.2025
Can I get a mortgage if I’m self-employed or new to the UK?
If you’re self-employed, recently moved to the UK, or don’t have a perfect credit history — you might be wondering: Can I still get a mortgage? The short answer is: yes. But you’ll need the right advice, the right documents, and sometimes — a bit more guidance. At Smart City Mortgages, we’ve helped hundreds of ... Can I get a mortgage if I’m self-employed or new to the UK?
17.07.2025
Smart City Mortgages launches new website —mortgage help just got easier (and friendlier)
Buying a home in the UK is already complicated. Finding the right mortgage advice shouldn’t be. That’s why we’ve completely redesigned the Smart City Mortgages website — to make it faster, clearer, and more helpful. Here’s a quick overview of what’s new — and how it can help you. 1. A website that speaks your ... Smart City Mortgages launches new website —mortgage help just got easier (and friendlier)
16.07.2025
